MAPFREBuild it from scratch
Six people became the company’s #1 source of new business.
- The bet
- MAPFRE wanted to sell auto insurance direct, without agents. It had six people to do it: two analysts, a marketer, a UX specialist, a manager and a product owner.
- The build
- I grew it into a 40-person matrixed organization that could take an idea from insight to production on its own: BI, design for two brands, digital marketing, product, two engineering teams, delivery and business development.
- The rules
- One goal: grow direct. I owned direction and priorities; product owners owned the daily trade-offs. Innovation sprints gave every good idea a path to production.
Team size6 → 40 people
The founding sixGrown to 40
70%Annual direct-channel growth. Digital became MAPFRE’s #1 producer of new business.
USAAChange how it works
We stopped letting the loudest request win.
- The problem
- Agile ceremonies, waterfall reality. Release trains took orders from product management, and every fire drill jumped the queue. Teams stayed busy; the work that mattered most kept waiting.
- The fix
- My team and I built the POD model: one persistent team per customer value stream, owning it end to end, with the authority to set its own priorities. Finish what matters most. Then start the next thing.
- The proof
- It worked well enough to spread. The model scaled to teams beyond my own.
Story points deliveredvs. baseline
Legacy teams100
POD teams162
+62%More delivered: story points completed, against the legacy teams’ baseline.